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CREDATEC Helps Local Pastor Seize Opportunity for Growth

In El Salvador, the protestant church has grown rapidly over the last several years, and with new churches, the number of pastors has also grown. Although the majority of these pastors depend on the offerings of their congregations without being active agents in the country’s labor market, there is a small number of pastors who make the difficult decision to seek additional employment. For these pastors, supplementary income can facilitate their ability to become agents of transformation as they may be better able to provide a home for their family and even help support their own church.
Carlos is a native to Panchimalco, and he is proud to have indigenous roots in the area. His relaxed nature and huge smile are contagious.

Carlos Cruz is both talented and a visionary. A year ago he became the pastor of his local church. Before that he had studied to be a mechanic at the Industrial Technical Institute (ITI) and continues his work with a local co-op of microbuses. Additionally, to supplement his family’s income, he and his wife also raise pigs, chickens, and hens in a small pen behind their house.

A few months ago, Carlos recognized the need to improve his pig pen to create better living conditions for his family and prevent problems with his neighbor, but he did not have the cash. After applying for a small loan from CREDATEC (the organization that handles all of ENLACE’s microfinancing projects), he received invaluable training from Financial Coach Israel Melendez. Through the coaching, Carlos was able make and execute plans for a new and improved pig farm. He used the financing he receive to invest in paving the pen, making a wall of bricks, and building a septic tank in which animal waste would drain.

The farm currently has two adult pigs, two piglets, and a sow that will soon birth seven to eight piglets. Each pig can result in a two-fold profit. Like other CREDATEC entrepreneurs, Carlos looks for ways to maximize his resources. For Carlos, this means collecting leftover market produce and corn from the local tortilla-maker to feed his pigs, reducing his costs. Creativity and hard work can make the difference between failure and success.

[Pig farming] is a difficult job that many people don’t want to do because it requires a lot of effort. So…here there is high demand for pork, but no competition for breeding pigs.”

Carlos and his wife began rasing pigs when their son was born. They are successfully raising and selling pigs.

Although Carlos lives a simple life with his mother, wife, and three children, his hard work and access to microloans and business support ensures that his family has everything they need. And while it is rather common for adults to seek more than two jobs to make a living in El Salvador, Carlos is unique in the way he combines working for himself and his family with caring for his community.



Your donation of $100 will be leant nearly 30 times in the next 15 years totaling more than $1500 of credit for ambitious entrepreneurs like Carlos!

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